Last updated: 15th January 2026
By accessing and using the services provided by Quixa S.L. ("Quixa", "we", "our", or "us"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.
Quixa S.L. is a limited liability company incorporated in Spain with registration number B-66098123 and VAT number ESB87456029. Our registered office is located at Avenida de España 33, 28405 Madrid, Community of Madrid, Spain.
Quixa provides consumer lending services including but not limited to:
To be eligible for our services, you must:
When using our services, you agree to:
Specific terms and conditions for each loan, including interest rates, repayment schedules, fees, and charges, will be detailed in individual loan agreements. These terms are binding and form part of the contractual relationship between you and Quixa.
All content on our website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Quixa or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms of Service. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
To the fullest extent permitted by law, Quixa shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount of fees paid by you to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Quixa and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of our services, your violation of these Terms of Service, or your violation of any rights of a third party.
These Terms of Service shall be governed by and construed in accordance with the laws of Spain. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Madrid, Spain.
We may terminate or suspend your access to our services at any time, with or without cause, and with or without notice. You may also terminate your use of our services at any time. Upon termination, your right to use our services will cease immediately, but any outstanding loan obligations will remain in effect according to the terms of your loan agreement.
We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website and updating the "last updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced by a valid and enforceable provision that most closely reflects the intent of the original provision.
If you have any questions about these Terms of Service, please contact us:
Email: legal@quixa.world
Phone: +34 915 774 140
Post:
Legal Department
Quixa S.L.
Avenida de España 33
28405 Madrid
Community of Madrid, Spain